Korea and Japan may often make headlines for their ageing populations. But Singapore is ageing fast too.
As the number of seniors rises, the demand for in-home eldercare is growing quickly.
By 2030, 1 in 4 citizens is expected to be aged 65 or older.
Even before then, many families are already seeking help to care for elderly parents. And a common solution is hiring an elderly care maid.
If you’re in the same boat, we’ve got you.
This guide breaks down everything you need to know — from costs to maid levy savings — all updated for 2025.
Table of content
Why More Families Are Hiring Maids for Elderly Care in Singapore

Beyond the obvious need for care, there are three big reasons why more families in Singapore are turning to maids for elderly care:
Time – Many family members are working full-time or caring for young children, leaving little capacity to be full-time caregivers themselves.
Energy – Elderly caregiving can be emotionally and physically exhausting, especially when juggling other responsibilities.
Specialised skills – Some seniors need help with mobility, hygiene, or chronic conditions — tasks that require a bit more know-how and patience.
But it's not just about ticking off daily tasks.
There are intangible benefits to hiring a foreign domestic worker (FDW) that often go overlooked.
One of the biggest? Compassion.
FDWs can be wonderful companions to elderly family members, many of whom quietly struggle with loneliness — a very real issue for seniors in Singapore’s fast-paced society.
Here’s how a domestic helper for elderly care typically supports the household:
Meal support – Whether it’s preparing simple meals or assisting a senior who’s bedridden and needs help feeding, mealtimes become manageable again.
Personal hygiene – Helping with toileting, changing diapers, bathing, and dressing with care and dignity.
Mobility assistance – Supporting seniors as they get in and out of cars, move around the home, or navigate public transport safely.
Hiring an elderly care maid can ease the burden on tired family members.
More importantly, it means your loved one receives consistent, one-on-one attention in the comfort of a familiar home.
That sense of stability can make all the difference in their emotional well-being.
There’s also the added bonus: your home stays clean and cared for, according to your family’s routines.
It’s practical, but it also gives everyone peace of mind.
And then there’s the emotional side — that connection that forms when a helper becomes more than just a caregiver.
A good fit can help your loved one feel truly looked after, respected, and at ease. That bond is something you can’t put a price on.
Over time, your helper may become a valued part of the family too.
Hiring a maid for elderly care in Singapore is challenging, but we’re here to help ✨
➡️ From agency fees and salaries to work permits and insurance, there’s a lot to think about. At Trinity Pass, we handle everything, so you can focus on caring for your loved ones.
Get in touch with us to find out how to hire a maid in Singapore!
➡️ Our trained maids offer essential support and companionship, ensuring your family member gets the best care. We provide both direct hire and agency options to suit your needs and budget.
Ready for a smooth hiring experience? Schedule a free consultation with us right now.
Find your perfect helper today!
Why We Recommend Burmese FDWs for Elderly Care

So, why do we often recommend Burmese domestic helpers for elderly care in Singapore?
Their culture places a strong emphasis on filial piety — showing deep respect for elders isn’t just taught. It’s a way of life.
Many families tell us they’ve seen this first-hand in the care, patience, and gentleness Burmese FDWs bring into their homes.
If you’ve worked with one before, you’ll probably know exactly what we mean.
Need help hiring a Burmese FDW for elderly care in Singapore? Reach out to us — we’ll walk you through the process and help you find someone who fits your family’s needs.
Cost of Hiring a Maid for Elderly Care in Singapore
We get it — it’s a big decision.
But if you’ve decided to welcome a helper into your home to care for your loved one, you’re likely wondering what the key considerations are — especially when it comes to the cost of hiring a maid in Singapore.
We break it down for you below, looking at both the practical costs and emotional considerations involved.
🛠️ One-Time Costs When Hiring a Maid for Elderly Care
What You’ll Pay For |
Cost (SGD) |
A Quick Note |
Work Permit Application |
$35 (one-time) |
Fee payable to MOM to apply for your helper’s work permit |
Work Permit Issuance |
$35 (one-time) |
Payable once the permit is approved |
Agency Fees |
$2,000 – $4,000 (one-time) |
Covers candidate shortlisting, paperwork, and training |
Maid Insurance |
$300 – $500 (1-year) or $500 – $600 (2-year plan) |
Required by law — often bundled with security bond and hospitalisation coverage |
Security Bond |
$5,000 (usually covered by insurance) |
You won’t need to pay this upfront unless terms are breached |
Settling-In Program (SIP) |
$75 |
One-day onboarding course for first-time FDWs on arrival |
Employers’ Orientation Programme |
$30 |
Required for first-time employers — a short online session to get you started |
Note: Actual agency fees may vary depending on the helper’s experience, profile, and any additional services required. Specialised placements (like eldercare-trained helpers) may fall on the higher end.
📆 Ongoing Monthly Costs to Keep in Mind
What You’ll Be Paying Monthly |
Cost (SGD) |
Why It Matters |
Helper’s Salary |
$600 – $1,000+ / month |
Depends on her experience and how much care your elderly loved one requires |
Maid Levy for Elderly |
$60 / month (concessionary rate) |
Families caring for an elderly person usually qualify for this lower rate |
Medical Check-Ups |
$40 – $60 (every 6 months) |
Routine health screenings required by MOM |
Salaries shown are starting estimates, not fixed rates. MOM expects employers to offer fair pay based on the helper’s experience, duties, and working hours — so it’s important not to undercut.
🧾 Day-to-Day Costs You’ll Also Need to Budget For
Beyond the basic fees, don’t forget to factor in everyday living expenses and other practicalities.
Here are some common costs:
Meals – Your grocery bill will likely go up. If you dine out, it’s courteous (and expected) to include your helper.
Toiletries – Think soap, shampoo, toothpaste, and sanitary pads — basic personal care items should be provided.
Accommodation – Will she have her own room or a proper, comfortable sleeping space? This matters more than people realise.
Rest day compensation – If your helper works on her rest day, you’ll need to compensate her with one day’s salary or agree to roll over her off day.
Gifts or extra allowance – Optional, but a small gesture of appreciation can go a long way in building rapport and morale.
Annual bonus or raise – Some employers give an annual increment of around $20 to $50. Optional, of course — but most of us appreciate being recognised after a year of hard work.
Long-service payments – While not mandated in Singapore (unlike Hong Kong), many employers choose to give a token of appreciation after several years. It’s a kind gesture that fosters loyalty.
What Is the Maid Levy for Elderly — And How Does the Concession Work?

If you were studying our cost tables carefully, the maid levy for elderly might’ve caught your eye.
And you might be thinking — wait a minute, isn’t the levy SGD 300?
You’re not wrong.
It is SGD 300… typically.
But under the Maid Levy Concession for the Elderly (also known as the Aged Person Scheme), the levy drops to SGD 60 per month per foreign domestic worker (FDW).
That’s a saving of SGD 240 every month , or roughly SGD 3,000 a year — a big relief for many families.
Do You Qualify?
You can apply for the concession if you meet all the following conditions:
The FDW is employed specifically to care for an elderly person (or someone with disabilities) in your household
The employer is a Singapore Citizen or Permanent Resident
Your household income is SGD 10,000 or less per month
The elderly family member lives at the same address and is either the employer, or the employer’s parent, parent-in-law, or grandparent
Alternatively, if the employer or their spouse is aged 67 or older , the household may also qualify
Note: If the employer doesn't live with the person requiring care, you'll need to apply for permission to deploy your FDW to a different address. This is a simple but mandatory step — you'll just need to notify MOM in advance.
You can also check out our detailed guide on how to pay the maid levy in Singapore.
What Counts as “Elderly”?
It’s a fair question — especially since people are staying active longer these days.
In this context, elderly is officially defined as anyone aged 65 or above .
Other Government Support: The Home Caregiving Grant (HCG)
In addition to the maid levy concession for elderly, families may also be eligible for the Home Caregiving Grant (HCG) — a monthly cash payout of SGD 200 for lower- to middle-income households.
This isn’t based on age alone. Your elderly family member must need assistance with at least one of the following activities of daily living:
Feeding
Bathing
Toileting
The best part? The grant is flexible — you can use it however it best supports your caregiving needs.
That might mean:
Offsetting your FDW’s salary
Buying adult diapers or medical supplies
Covering occasional respite care
While the HCG isn’t technically a maid for elderly care subsidy, it can significantly lighten your financial load.
To apply, you’ll need a doctor’s certification confirming your loved one’s condition, and you can submit the application through the Agency for Integrated Care (AIC) .
So, Should You Go with a Maid Agency or Direct Hiring?
It’s a big decision — no doubt about it.
But here’s the thing: there’s no right or wrong answer. It really comes down to your budget, preferences, and how much time and energy you can realistically commit.
Maid Agency for Eldercare in Singapore

If you decide to go through a maid agency, there are plenty of benefits — especially if you're hiring for the first time.
Agencies handle most of the heavy lifting for you, including:
Sourcing candidates (whether a local transfer or a fresh helper from overseas)
Conducting interviews (the best maid agencies for elderly care also help bridge language gaps — at Trinity Pass, for example, we specialise in Burmese-speaking helpers)
Handling all the tedious Work Permit paperwork
Arranging medical screenings
Providing insurance
Supporting in-home training — we offer a private maid training programme in your home to help your FDW settle into the exact environment they’ll be working in
If you’re new to hiring a maid, going with an agency is usually the norm — and often the most efficient route.
You can also check an agency’s placement volume and success rates on the Ministry of Manpower’s website to make an informed choice.
Ultimately, the decision between hiring an untrained maid or a professional caregiver should be carefully considered.
You will need to weigh the specific needs of the elderly individual and the available budget.
The safest choice would be to opt for the Eldercarer FDW Scheme, where your domestic helper is trained for the job, relative to the complexity of the care required.
Direct Hiring a Full-Time Maid for Elderly Care
On a tight budget and thinking of cutting costs?
Direct hiring is definitely an option — and it can work well in specific situations. For example:
You’ve previously worked with a helper and want to re-hire her
You’ve found a candidate through your own network or community
That said, while direct hiring might save you money upfront, it comes with one major trade-off:
Time. Lots of it.
When you go the DIY route, everything — and we mean everything — is your responsibility:
All the paperwork and logistics
Submitting the Work Permit application via MOM’s portal
Buying insurance and arranging the security bond
Scheduling the Settling-In Programme (if required)
You get the picture.
While this route might seem cost-effective, it can be overwhelming — especially if you’re a first-time employer.
And think about your current situation: if your elderly loved one already needs care and you’re juggling those responsibilities yourself, it may not be practical to spend hours managing admin tasks that an agency can easily handle for you.
Qualifications for Eldercare in Singapore
Just like in any job, not all foreign domestic workers (FDWs) have the same skills — and that’s especially true when it comes to caregiving.
This becomes especially important when your elderly loved one requires a higher level of care. For example, they may:
- Have dementia
- Be bedridden
- Need ongoing help with mobility
When that’s the case, it’s usually best to consider a live-in caregiver or a full-time maid with specific training in elderly care.
Hiring a part-time maid to look after an elderly loved one may not offer the consistency or continuity needed — and over time, that can affect the quality of care.
The Eldercarer Foreign Domestic Worker Scheme
When care needs increase, it’s worth considering specialised support. That’s where the Agency for Integrated Care (AIC)’s Eldercarer FDW Scheme comes in.
This programme provides specialised training for domestic helpers who care for seniors with more complex needs. (Please note that our in-house private training does not include this curriculum.)
Here’s a quick look at what’s covered:
Eldercarer FDW Training Overview
Caregiving Skill Area |
What They’re Trained To Do |
Understanding Ageing |
Recognise conditions like dementia or stroke and respond with empathy. |
Monitoring Vital Signs |
Check and record temperature, blood pressure, and pulse. |
Daily Care Support |
Help with toileting, bathing, feeding, dressing, and safe movement. Proper lifting techniques are taught to prevent injury. |
Medication Assistance |
Remind seniors to take medication and watch for side effects (note: no injections). |
Basic First Aid & Hygiene |
Treat minor wounds, manage bedsores, and maintain hygiene. |
Communication & Companionship |
Speak clearly, stay patient, and keep seniors mentally and emotionally engaged — especially those with cognitive decline. |
While this scheme isn’t mandatory, it can be a great option for families who want added peace of mind.
We’ve seen many families successfully hire domestic helpers for elderly care in Singapore who learn on the job — particularly when caregiving needs are more manageable.
That said, one benefit of hiring a trained FDW is that you may be able to tap into the Home Caregiving Grant to help offset costs.
Keep in mind that more experienced and better-trained helpers usually command higher salaries.
And as many experts note, untrained maids may struggle or burn out when caring for seniors — especially over the long term.
Take time to weigh your options carefully.
If you're unsure, you can always speak to us to help you find the best fit for your family .
Domestic Helper vs Professional Caregiver: Who Should You Pick?
Now this is one of the most common dilemmas for families planning elderly care.
Should you hire a full-time domestic helper to care for your elderly loved one?
Or would a professional, live-in caregiver or nurse in Singapore be a better fit?
Let’s take a closer look at both options.
First, the FDW (Foreign Domestic Worker)
Think of her as a jack-of-all-trades.
She’ll focus on caregiving, but also handle everyday household tasks like cooking, cleaning, and laundry — you get the picture.
However, unless she’s received specific training in eldercare, a helper’s medical skills may be limited. She won’t be equipped to handle complex procedures or clinical tasks.
Now, the Professional Caregiver
By comparison, a professional caregiver is usually hired through a home care service provider in Singapore. Their primary role is caregiving — and they’re often trained to handle complex medical needs.
Caregivers can be local, foreign, or even off-duty nurses who visit during scheduled hours.
Some of the specialised tasks they’re trained to manage include:
Managing feeding tubes
Changing catheter bags
Tending to wounds
Carrying out rehabilitation exercises
But here’s the trade-off: caregivers don’t handle household chores. They won’t cook, clean, or help with non-caregiving tasks.
You’ll also need to consider the cost difference. Hiring a professional caregiver in Singapore is generally more expensive than hiring a maid. Rates vary, but here’s a rough idea:
A visiting caregiver may cost SGD $20–$30 per hour or more
Live-in nurse aides can charge a few thousand dollars per month
What About a Hybrid Option?
On the flip side, a full-time live-in maid offers 24/7 availability and a much lower monthly cost — even after factoring in the levy.
And don’t underestimate the emotional value of having a familiar, consistent presence at home.
For many seniors, that daily connection and routine can be just as important as the practical care itself — something visiting caregivers may not provide.
That’s why some families opt for a hybrid approach:
Hire a full-time maid for day-to-day care and household needs
Engage a visiting nurse periodically for specialised medical support — like wound dressing or monthly check-ins
Ultimately, there’s no one-size-fits-all answer here.
Take time to weigh the pros and cons of each option based on your loved one’s medical needs, your family’s budget, and the kind of support that feels right for your home.
What About Part-Time Maids for Elderly Care in Singapore?
Perhaps the idea of a full-time, live-in helper doesn’t quite suit your household.
A part-time helper for eldercare might feel more manageable — especially if you don’t need full-day support, have limited space, or simply prefer more personal privacy at home.
The good news? There are services in Singapore that offer temporary helpers to look after the elderly. We don’t offer this ourselves, though.
Unlike full-time FDWs, these helpers don’t live in your home. They’re available only when needed, which gives you added flexibility.
That said, it’s important to consider the cost. Over time, part-time domestic helpers can be significantly more expensive than hiring a full-time maid.
For example, if you pay SGD $20 per visit for four hours , that’s SGD $80 a day — and it adds up fast.
Multiply that over several days a week, and you may quickly exceed the monthly salary of a full-time FDW.
Choosing the Right Elderly Care Maid: What Matters Most

Whether you’re just starting to explore your options or feel ready to take the next step, hiring a maid for elderly care in Singapore is ultimately about giving your loved one the comfort, consistency, and attention they deserve.
There’s a lot to think about — from daily routines and medical needs to costs, government support, and choosing between part-time, full-time, or even hybrid solutions.
But you don’t have to figure it all out alone. Take your time, weigh what matters most to your family, and when you’re ready, we’ll be here to help you find the right fit.
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